Frequently Asked Questions

IMCT+ uses AI-driven data analysis to help households understand and plan long-term financial security. We combine your inputs with modelling tools to produce clear, structured reports that highlight trends, risks, and opportunities relevant to your situation.

No. IMCT+ provides data analysis and predictive modelling tools, not personal financial, legal, or tax advice. Our reports are intended to inform your own decision-making or conversations with a licensed advisor, not to replace professional advice.

You provide relevant information about your household finances and goals through our secure intake process. Our models analyse this data, cross-reference it against broader patterns, and generate a report summarising key findings, projections, and areas worth reviewing further.

Timeframes vary depending on the complexity of the information provided and the scope of analysis requested. We aim to keep the process as efficient as possible while maintaining accuracy, and we'll communicate expected timing clearly before you proceed.

Typically this includes general financial details such as income, expenses, existing assets, and stated goals. We only request information that is directly relevant to the analysis you're seeking, and you control what you choose to share.

We take data handling seriously and apply reasonable technical and organisational safeguards to protect the information you provide. For full details on collection, use, and retention of your data, please refer to our Privacy Policy.

Yes. If your circumstances change or you notice an error in the details you provided, contact us and we can help you update your information or reassess your analysis where applicable.

No. Our reports are based on modelling and available data at the time of analysis. They are designed to inform and support decision-making, but they do not constitute a guarantee of future financial performance or outcomes.

IMCT+ is designed for households and individuals who want a clearer, data-informed view of their long-term financial position before making decisions or consulting further with professional advisors.

We're happy to answer questions about your report and clarify findings where needed. For ongoing financial planning or advice specific to your circumstances, we recommend speaking with a qualified financial advisor.

You can begin by reaching out through our contact page, where we'll walk you through the intake process and explain what information is needed to start your analysis.